Support of micro, small and medium trading enterprises in Republic of North Macedonia for easy access to finance necessary for their functioning at times of economic and health crisis.
To support private sector through commercial banks and savings houses by securing the part of the collateral for the extended loans.
Portfolio guarantees are part of the Guarantee Fund established with funds from the Budget of the Republic of North Macedonia, in the amount of EUR 15 million.
Banks and savings houses which hold licences for founding and operating, issued by the Governor of the NBRNM.
|Conditions to be met by a company applying for a loan secured by a portfolio guarantee||
|Conditions referred to the loan whose amount repayment is secured by the portfolio guarantee||
|Maximum % of guarantee by portfolio guarantee||
The total absolute amount to be paid from the guarantee fund may not exceed 30% of the guaranteed portfolio by bank or savings house.
|Who can submit the guarantee request to DBNM||
Banks and savings houses
|What is guaranteed by guarantees from Guarantee fund||
Principal (the initial size of a loan)
Tel.: 02/3115-844, 02/3114-840 ext. 123, 126.
Pursuant to Article 13, point 10 of the Guarantee Issuance Agreement from the Guarantee Fund between the Government of the Republic of North Macedonia and the Development Bank of North Macedonia AD Skopje, no. 38-6658/1 dated 17.06.2021, DBNM publishes the following quarterly data: