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- for large exporting companies,
- up to 50% of the loan amount, and
without compensation for companies until 31.12.2022
Protect your business, insure your receivables!
- for micro, SMEs, sole proprietors, and artisans,
- for investments,
- 1,6% annual interest rate,
- via intermediary banks
- for primary agricultural production,
- for processing of agricultural products,
- for export of primary agricultural products and their processing,
- 1% fixed annual interest rate,
- directly through DBNM
If you are a company registered in RNM and sell goods
and services in the country or abroad on deferred payment of up to 180 days,
APPLY and we will buy your receivables and pay you in advance!
- For micro, SMEs, sole proprietors, and artisans,
- via intermediary banks


Public Announcements

service
24/06/2022

 The Development Bank has started with the implementation of the Energy Efficiency (EE) ...

service
22/06/2022

The Development Bank has started with the implementation of an interest-free, working capital...

service
28/04/2022

A working meeting between the representatives of the European Investment Bank, the commercial banks participating in the r...

service
26/04/2022

The Development Bank of North Macedonia AD Skopje has disbursed today the third and fourth tranches in the amount of EUR 1...

Public Announcements



Who are we?

The Development Bank of North Macedonia is a development bank that is 100% owned by the Republic of North Macedonia. It was founded in 1988 with the primary goal of supporting domestic micro, small, medium, and export-oriented trading companies and strengthening the competitiveness of the Macedonian economy. The bank supports domestic companies through direct and intermediated lending, short-term insurance of the export of Macedonian products and services against commercial and political risks, domestic factoring and export factoring with recourse, as well as issuing guarantees.