Beneficiaries
Potential beneficiaries of export credit financing are export oriented trade companies registered in the Republic of Macedonia, the capital of which is more than 51% privately owned.
Purpose of Loans
Providing working capital for pre-shipment export finance or bridging the period between export and collection of payment from the foreign buyer.
The loan shall cover 85% of the accounting value of the exports and the exporter shall provide 15% of the funds by own or miscellaneous sources.
General Terms and Conditions
Loan amount: |
Via Intermediary Banks: Via MBDP: |
Repayment period: | Up to 2 years |
Fixed interest rate for the final borrower: |
6% p.a. |
Variable interest rate for the final borrower: |
3,75% p.a. (at the moment) |
Fee: | Up to 1% one-off |
Final borrower: | Companies which are more than 51% in private ownership |
Manner of repayment: | Quarterly, monthly, or depending on the inflows from the export in MBDP |
Priority final borrower: |
|
Bans and exclusions: |
Financing of :
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Collateral: |
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Loan Approval Procedure
1. The borrower shall submit the loan application in an intermediary bank or directly to MBDP. For submiting the application directly to MBDP, it is required to fill in the export credit financing forms.
2. The intermediary bank or MBDP shall process the loan application and shall make decision (in case the loan application is submitted to the intermediary bank, the decision of the bank must be confirmed by MBDP)
3. Loan agreements shall be concluded and funds shall be disbursed for the approved loan applications
Required Documents
1. Loan application /Loan application form for direct support
2. Estimate of the export arrangement effects, including entry cost accounting, together with a time period and dynamics of occurrence, and a time period of claim collection from the foreign buyer
3. Company information from the Central Registry of the Republic of Macedonia
4. Copy of the proof for ownership of the offered collateral and its evaluation
5. Annual statements for minimum of the last two years
6. Copy of the concluded export agreement
7. List of largest debtors and creditors to the final borrower
8. List of the management bodies’ members, size of company, number of employees, parts of the entity in the country and abroad
9. Other documents in compliance with the business
Intermediary Banks

Credit Depart.: 02/3240-844
Operator: 02/3240-800
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www.halkbank.mk/

Credit Depart.: 02/3200-528
Operator: 02/3200-500
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www.sparkasse.com.mk/

Credit Depart.: 02/3168-504
Operator: 02/3168-168
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www.kb.com.mk/

Credit Department: (micro) 02/510-949
(SME) 02/5100-638
(large companies) 02/5100-836
Call Center: 02/15-600
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www.nlb.mk/

Credit Depart.: 02/3203-717
Operator: 046/206-600
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www.ob.com.mk/

Credit Depart.: 02/3249-420
Operator: 02/3228-444
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www.eurostandard.com.mk/

Credit Depart.: 047/207-522
Operator: 047/207-500
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www.stbbt.com.mk/

Credit Depart.: 02/3295-524
Operator: 02/3295-295
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www.stb.com.mk/

Credit Depart.: 02/3286-025
Operator: 02/3286-100
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www.unibank.com.mk/

Credit Depart.: 02/3236-456
Operator: 02/3236-400
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www.ttk.com.mk/

Credit Depart.: 02/3249-360
Operator: 02/3249-302
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www.ccbank.mk/

Credit Depart.: 02/3219-927
Operator: 02/3219-900
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www.procreditbank.com.mk/

extensions: 115
224
123
02/3115-844
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www.mbdp.com.mk/